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Financial Markets Authority (FMA)

New Zealand
New Zealand
Regulated by Government of New Zealand
Introduction

The Financial Markets Authority (FMA) is New Zealand’s principal regulator for financial services, including forex brokers and derivative issuers. The FMA enforces strict licensing rules, investor disclosures, and conduct standards to maintain market integrity and consumer protection across the country's financial markets.

 

The FMA provides a well-regulated and transparent environment for forex and derivatives trading in New Zealand. Traders should always choose an FMA-licensed Derivatives Issuer, verify registration on the FSPR, and review risk disclosures carefully before engaging in leveraged products.

Leverage limits
  • No universal leverage cap set by the FMA
  • Leverage is risk-assessed per product disclosure, and high-leverage offerings must justify risk mitigation
  • Brokers must disclose loss probability and use negative balance protection
Responsibilities & role in forex trading
  • Licensing and oversight of derivative issuers, including forex CFD providers
  • Ensuring fair conduct, proper disclosure, and investor protection
  • Monitoring advertising practices and risk warnings
  • Coordinating with the Reserve Bank of New Zealand (RBNZ) and international regulators
How to verify regulation?
  1. Visit the FSPR Website
  2. Enter the broker’s name or FSP number
  3. Confirm registration as a Derivatives Issuer and FMA licensing status
Compliance requirements for brokers
  • Must be registered on the FSPR and licensed by the FMA for issuing derivatives
  • Must submit a Product Disclosure Statement (PDS) with full risk and cost disclosures
  • Require strong internal governance and AML/CFT compliance
  • Client Fund Protection: Segregation of retail client funds is mandatory
  • Brokers must report misconduct, submit audits, and follow dispute resolution rules
Advantages & limitations of trading with Financial Markets Authority regulated brokers

Advantages

  • Transparent and modern licensing process
  • Clear risk disclosure framework with client protection focus
  • Regulates crypto CFDs and new financial products under derivatives rules
  • Public access to FSPR and broker licensing history

 

Limitations

  • Some offshore firms misuse FSPR registration without proper licensing
  • Limited enforcement reach beyond NZ
  • No fixed leverage ceiling may confuse risk-prone traders
Frequently asked questions
Details

Country

New Zealand

Established

2011

Customer support

Contact

+64 3 962 2698

Complaint channels

Complaint bodies

Financial Markets Authority (FMA) Financial Dispute Resolution Scheme (FDRS) – mandatory for all licensed providers

Hotline

+64 3 962 2698

Complaint email

questions@fma.govt.nz

Financial instruments regulated
  • Forex
  • Bond
  • Options
  • Derivatives
  • Futures
  • Equities
  • ETFs
  • Last updated on: March 28, 2025