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People’s Bank of China (PBOC)

China
China
Regulated by State Council of the People’s Republic of China
Introduction

The People’s Bank of China (PBOC) is the central bank of the People’s Republic of China. While not a conventional forex regulator, the PBOC plays a critical role in overseeing foreign exchange activities, capital flows, and currency stability in China. Forex trading is highly restricted for retail individuals and closely monitored through capital controls.

 

The People’s Bank of China (PBOC) enforces tight control over forex trading through capital regulations and a closed financial system. While the RMB is increasingly globalized, speculative forex trading within China remains restricted. For safe and legal activity, individuals must use authorized channels regulated by the PBOC and SAFE.

Leverage limits

Leverage is not permitted for retail forex trading in China, as speculative trading is generally prohibited. Banks may offer FX hedging or spot transactions with no leverage to corporate clients.

Responsibilities & role in forex trading
  • Managing China’s foreign exchange reserves and RMB exchange rate policy
  • Supervising capital account flows and cross-border forex settlements
  • Regulating forex transactions for financial institutions
  • Coordinating with SAFE (State Administration of Foreign Exchange) on capital control enforcement
How to verify regulation?

Forex brokers are not legally permitted to operate or advertise in mainland China unless approved by the PBOC and CSRC. Individuals should avoid unregulated offshore platforms claiming access.

Compliance requirements for brokers
  • Foreign banks must obtain licenses and follow capital inflow/outflow rules
  • All forex transactions must be reported to SAFE
  • Banks offering FX services must comply with PBOC guidelines on currency settlement
  • Cross-border RMB settlement is allowed only through approved clearing channels
Advantages & limitations of trading with People’s Bank of China regulated brokers

Advantages

  • Strong protection of RMB stability and capital security
  • Well-structured cross-border regulatory framework
  • Reduces exposure to volatile speculative capital inflows

 

Limitations

  • Retail forex trading is banned
  • No access to international brokers from mainland China
  • Lack of transparent licensing framework for forex brokers
Frequently asked questions
Details

Country

China

Established

1948

Customer support

Contact

+86 10 6619 4114

Complaint channels

Complaint bodies

People’s Bank of China (PBOC) SAFE (State Administration of Foreign Exchange)

Hotline

+86 10 6619 4114

Last updated on: March 27, 2025